Coverage built for home care agencies.

Traditional brokers take days. Some take weeks. We built an AI underwriting engine that reads your application, evaluates it against our guidelines, calculates a premium, and delivers a quote while you're still at your desk. No back-and-forth. No waiting.

General Liability premiums are traditionally estimated at inception and reconciled at an annual audit — which often results in unexpected bills when your business grows. We calculate your GL premium on your actual monthly revenue. It goes up when your revenue goes up and down when it goes down. No audit. No surprises.

We send targeted risk mitigation protocols directly to your caregivers through their mobile app — transfer and mobility safety before a high-fall-risk shift, elopement prevention for memory care clients, documentation guidance after an incident. Fewer incidents. Better claims outcomes. Lower premiums over time.