Your Project. Insured.
You may have heard your homebuilder, architect, or bank mention the need for Builders Risk or course-of-construction insurance. It is not uncommon to have a claim during construction, but that should not mean your project is delayed or stopped indefinitely. That’s what we’re here for.
At Ermitage Risk, we help you find the right insurance solutions for your residential building project, including remodeling. Our focus is on high-value residential construction and complex commercial projects where Ermitage Risk excels with our holistic approach to identifying risks and mitigating and transferring them with an insurance solution.
You can trust Ermitage Risk to find a comprehensive and cost-effective builders risk insurance solution for your construction project.
Experience tells us that large insurance brokers can find it challenging to provide fresh ideas with the clients’ interest in mind. Their argument is usually that they can find larger limits and have direct access to insurers. At the same time, most smaller agencies have difficulty providing adequate risk management solutions beyond simply selling more coverage. They just simply don’t have the deep expertise with the nearly 100 products they show on their website.
Unlike other agencies, we do not sell builders risk coverage as an add-on. It’s our principal focus!
Our culture, no shortcuts.
We dedicate the necessary time and energy to assessing the important details of your project. This allows us to accurately address your construction project’s risk and help you and your contractor mitigate them, so they don’t materialize to begin with. In addition, we craft an insurance policy for you that will ensure you have appropriate limits and protections in place in case something does happen.
We know from experience that taking shortcuts in the early phases of a project can result in months of delays when a claim happens.
We would appreciate your business.
Please reach out to us.
How We Work with you and your team:
Project Risk Assessment:
We work with your team (generally the homeowner, architect, general contractor, etc.) to assess your building project and identify your specific construction risks.
Quote for Insurance Coverage:
We work with your team (generally the homeowner, architect, general contractor, etc.) to assess your building project and identify your specific construction risks.
Implementation and Monitoring:
Once all parameters are agreed, we’ll work out a plan on how to mitigate any risks during the construction phase, identify best practices and make sure these are followed. We will help your team understand which resources must be available onsite as agreed, such as wildfire mitigation, onsite water resources, security, and so forth.
Transition to occupancy of the building:
As the final phase of the project approaches, we will ensure a seamless transition to Homeowners insurance coverage to avoid coverage gaps once your building is final and occupancy starts.
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